Keep More. Close More.
Build Your Business on the Best
Broker Platform in Texas
Flat-fee comp. 80+ lenders. Done-for-you marketing. Built for loan officers ready to scale.
ARE YOU A LICENSED LOAN OFFICER?
We’re a growing Texas Based Mortgage Broker that provides an incredible platform for independent originators to run their business on
Are You Losing Deals Because
of Your Current Platform?
If you’ve ever felt limited by pricing, product options, or corporate structure, you’re not alone. Many loan officers reach a point where they realize the platform they’re on is holding them back—not their ability. Hear directly from one of our loan officers who made the transition from retail to the broker side, and what it’s done for his business.
Why Top Loan Officers Are Making the Switch?
We built Matador Lending for one reason: to give entrepreneurial loan officers the pricing power, product access, and business support they've always wanted — without the red tape. Here's what that looks like in practice.
Flat-Fee Compensation
Keep 100% of Your Commission Minus a
Flat Fee — Not a Cut of Every Deal
At Matador, you work under a transparent flat-fee model. No tiered splits. No manager overrides eating into your income. You know exactly what you keep on every single loan. Whether you close $2M or $20M in a month, your per-loan fee never changes.
Pricing Power & Product Access
Win More Deals with 80+ Wholesale
Lenders + In-House Correspondent Pricing
When the big retail shops are quoting 7.25%, you can often close at 6.875% because of our correspondent lending access and wholesale network. Pair that with 80+ lender relationships — including Non-QM, DSCR, hard money, and commercial — and you'll never have to say no to a deal again.
Done-For-You Marketing
We Handle the Marketing So
You Can Focus on Closing
Our in-house marketing team creates custom graphics, social media content, video reels, and email campaigns — all branded to you. You get a dedicated LO website, co-branded listing flyers, and a social media content calendar every month. Your personal brand grows while you work your pipeline.
Technology & AI-Enabled Operations
Operate Smarter with AI-Powered Tools
and a Best-in-Class LOS
We run on ARIVE, one of the most powerful broker LOS platforms available, paired with AI-enabled workflows that reduce your administrative load. From pre-approval to clear-to-close, our systems keep deals moving so you can stay in front of clients and referral partners.
Hard Money & Commercial Opportunities
Earn on Every Deal — Including Hard Money and Commercial Loans
Most brokers leave money on the table when a deal doesn't fit conventional guidelines. At Matador, you can originate hard money loans and refer commercial deals through our in-house channels — adding new revenue streams without leaving our platform
Revenue Share Recruiting Model
Build a Team and Earn While You Sleep
Our revenue share model rewards you for bringing producing loan officers to the platform. Help a colleague escape a broken comp plan, and earn a percentage of their production — indefinitely. It's the closest thing to passive income in the mortgage industry.
Houston Brand & Reputation
Earn on Every Deal — Including Hard Money and Commercial Loans
Matador Lending is rated 5 stars on both Google and Zillow. Our relationships with top Realtors, builders, and investors across Houston give your pipeline a running start. When you tell a referral partner you're with Matador, they already know who we are.
Culture & Community
Entrepreneur-First Culture. Zero Corporate Nonsense.
We don't have middle managers. We don't have bureaucracy. We have producers who want to grow and a leadership team that stays out of their way — while providing every resource they need to succeed. Weekly collaboration, real accountability, and a culture where sales solveseverything.
Hear From Loan Officer Who Made the Move
Real experiences. Real growth. Real results shared by the people
who’ve built their business at Matador.
Was it the right move? Jason Bandoos Honest Answer
Jason opens up with raw honesty about the choices he made, the challenges he faced, and what he
learned along the way — answering the question on everyone’s mind: Was it the right move?
We’re specifically designed for entrepreneurial loan officers who want to run their own operation but don't want the hassle of building an entire business from the ground up.
Our platform provides the following benefits for seasoned loan officers:
Top LOS (Loan Origination Software) ARIVE for mortgage Brokers
50+ wholesale lenders
Portfolio Loan Products (Hard Money, Seller Finance, Others)
Top Rated on
Google & Zillow
Comprehensive Intranet with LO knowledge base & training(s)
Dedicated LO website, custom to your brand
In house marketing support (Graphic Design, Video Editing, Strategy)
No Monthly Fees
100% LO Comp minus $1000 Admin Fee
Strong roster of vetted contract Processor network
$995 In House Processing
Proven sales playbooks for generating referrals
Collaborative Culture
W2 Employee
Health Benefits Available
Rev Share Plan for attracting producing loan officers
Current License List: TX, GA, FL, CA
Growing Commercial Loan Channel
What We Stand For
These aren't poster-room platitudes. They're the principles that drive every decision we make as a company — and every opportunity we create for the loan officers on our platform.
Independent, Together
You run your own business. We run the infrastructure behind it. You get the best of both worlds.
Team Over Me
We share deals, intel, and referrals. Rising tides lift all boats here.
Sales Solves Everything
Production is the answer. We create the environment where serious producers thrive.
Get Uncomfortable
Growth happens outside your comfort zone. We challenge you to grow your volume, your team, and your brand.
For Originators By Originators
Leadership at Matador has originated loans. We built this for us and for you.
Frequently Asked Questions
What is Matador's compensation structure?
Matador operates on a 100% commission, flat-fee model. You keep all of your originator compensation minus a flat $1,000 administrative fee per closed loan. There are no tiered splits, no branch manager overrides, and no monthly desk fees. Your income scales directly with your production.
Do I need to be licensed in Texas to join?
Texas is our primary market, but we are currently licensed in TX, GA, FL, and CA, with additional states in progress. We welcome LOs licensed in any of these states and will support multi-state expansion as needed.
What wholesale lenders do you have access to?
We have relationships with 80+ wholesale lenders including UWM, Plaza Home Mortgage, The Loan Store, and many specialized Non-QM, DSCR, hard money, and commercial lenders. You will never be forced to use a preferred lender or lose a deal due to product limitations.
Is this a W2 or 1099 position?
We offer both. Independent contractors are the most common structure for experienced producers. W2 and health benefit options are also available depending on your preference and production level.
What marketing support is included?
Every loan officer at Matador receives a branded LO website, access to our in-house graphic design team, monthly social media content, and video production support. There is no additional fee for these services.
How does the revenue share model work?
When you refer a producing loan officer to Matador and they join, you earn a percentage of their production revenue — indefinitely. It's a long-term income stream that rewards you for growing the Matador family.
Start Your Journey to a Rewarding Career with Us
If you’re interested in learning more about the Matador Family, we encourage you to review our openings below.
Join us and be part of a team that values hard work, collaboration, and excellence.
CORE VALUES
Independent, Together
Team Over Me
Sales Solves Everything
Get Uncomfortable
For Originators By Originators
Why Join Matador?
At Matador Lending, we're more than just a top-rated mortgage lender in Texas—we're a family. When you join our team, you're stepping into a world of career growth, professional development, and a culture that values excellence and innovation.
Comprehensive Training and Development
We offer competitive salaries and a comprehensive benefits package that includes health insurance, retirement plans, and performance-based incentives. Our goal is to ensure you feel valued and supported both professionally and personally.
A Culture of Excellence
We are committed to excellence in everything we do. Our team is driven by innovation, integrity, and a relentless pursuit of customer satisfaction. At Matador Lending, you’ll work alongside industry leaders who inspire and challenge you to be your best.
Comprehensive Training and Development
We offer competitive salaries and a comprehensive benefits package that includes health insurance, retirement plans, and performance-based incentives. Our goal is to ensure you feel valued and supported both professionally and personally.
Competitive Compensation and Benefits
We offer competitive salaries and a comprehensive benefits package that includes health insurance, retirement plans, and performance-based incentives. Our goal is to ensure you feel valued and supported both professionally and personally.
Start Your Journey to a Rewarding Career with Us!
If you’re interested in learning more about the Matador Family, we encourage you to review our openings below. Join us and be part of a team that values hard work, collaboration, and excellence.
The Matador Family
Our team is high output and hungry to be the best in the business. We work hard together and realize that the team is stronger together, and our clients are our best asset.
We have built a culture of diversity, inclusion, and an entrepreneurial spirit amongst our team. If you’re interested in learning more about the Matador Family, we encourage you to review our openings below.
CURRENT OPENINGS
Be part of a team that helps individuals and families achieve their dream of homeownership, making a positive impact in your community. With clear career advancement opportunities, your growth potential at Matador Lending is unlimited.
COMP PACKAGE
Excellent commission rates,
competitive compensation package
FLEXIBILITY
Hybrid and Fully Remote
Positions Available
Senior Loan Officer
You will play a crucial role in helping our clients achieve their homeownership dreams by providing them with tailored mortgage solutions.
Loan Officer - Entry Level
You will play a crucial role in helping our clients achieve their homeownership dreams by providing them with tailored mortgage solutions.
CURRENT OPENINGS
Be part of a team that helps individuals and families achieve their dream of homeownership, making a positive impact in your community. With clear career advancement opportunities, your growth potential at Matador Lending is unlimited.
COMP PACKAGE
Excellent commission rates,
competitive compensation package
FLEXIBILITY
Hybrid and Fully Remote
Positions Available
Join the Matador Family – Where You Belong!
Submit your application to join one of the fastest growing mortgage brokers in TX! Whether you're a seasoned professional or
just starting your journey, we provide the support and opportunities to help you thrive.Welcome home. Welcome to the Matador Family.
SENIOR LOAN OFFICER
You will play a crucial role in helping our clients achieve their homeownership dreams by providing them with tailored mortgage solutions.
LOAN OFFICER -ENTRY LEVEL
We offer professional and on-the-job
training to grow into a full-time loan officer to excel in your career.
Have more questions?
OUR PARTNERS
Connect with us!
Have more questions?
Connect with us!
Matador Lending (NMLS #1871433), all other trademarks are the property of their respective owners, not endorsed or affiliated with any government entity. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. Visit the NMLS Consumer Access website for regulatory information about us.
Figure: 7 TAC §56.200(c) TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV.
Copyright © Matador Lending 2026. All rights reserved.
Matador Lending (NMLS #1871433), all other trademarks are the property of their respective owners, not endorsed or affiliated with any government entity. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. Visit the NMLS Consumer Access website for regulatory information about us.
Figure: 7 TAC § 80.200(b) CONSUMER WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT WEBSITE AT WWW.SML.TEXAS.GOV . A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND. PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV .