Contact:

713-366-4668

Contact:

713-366-4668

Contact:

713-366-4668

Contact:

713-366-4668

About Matador Lending

Matador Lending is a modern independent mortgage brokerage built by originators, for originators. We believe loan officers are entrepreneurs — not employees — and they deserve a platform that empowers them to scale their business, not limit it.

We partner with over 70+ wholesale lenders, giving our Loan Officers access to the most competitive rates, widest program options, and the flexibility to truly serve clients’ needs — from first-time homebuyers to complex investor loans.

Our flat-fee compensation model ensures you keep more of what you earn. No branches taking overrides. No corporate bureaucracy. Just the freedom to build your own brand, your own business, and your own future.

Matador Lending is licensed in TX, FL, GA, and CA, with a growing network of high-performing Loan Officers nationwide.

Loan Officer – Independent Mortgage Broker

Company: Matador Lending

Location: Houston, TX (Local Office) — Remote Eligible

Experience Required: Minimum 2 Years Mortgage Origination Experience

Compensation: 100% Commission-Based (Flat-Fee Model)

Interested individuals please send a resume to [email protected]

We look forward to your application and the opportunity to welcome you to the Matador family!

Interested individuals please send a resume to [email protected]

We look forward to your application and the opportunity to welcome you to the Matador family!

Interested individuals please send a resume to [email protected]

We look forward to your application and the opportunity to welcome you to the Matador family!

About Matador Lending

Matador Lending is a modern independent mortgage brokerage built by originators, for originators. We believe loan officers are entrepreneurs — not employees — and they deserve a platform that empowers them to scale their business, not limit it.

We partner with over 70+ wholesale lenders, giving our Loan Officers access to the most competitive rates, widest program options, and the flexibility to truly serve clients’ needs — from first-time homebuyers to complex investor loans.

Our flat-fee compensation model ensures you keep more of what you earn. No branches taking overrides. No corporate bureaucracy. Just the freedom to build your own brand, your own business, and your own future.

Matador Lending is licensed in TX, FL, GA, and CA, with a growing network of high-performing Loan Officers nationwide.

Loan Officer – Independent Mortgage Broker

Company: Matador Lending

Location: Houston, TX (Local Office) — Remote Eligible

Experience Required: Minimum 2 Years Mortgage Origination Experience

Compensation: 100% Commission-Based (Flat-Fee Model)

Position Overview

We’re looking for experienced and motivated Loan Officers ready to make the jump from retail lending to independent mortgage brokering.

This role is ideal for someone who’s spent at least two years in mortgage origination, understands the sales process, and wants more control — over pricing, programs, process, and profit. You’ll leverage Matador’s broker platform, lender relationships, and technology to grow your pipeline and elevate your business.

We’re looking for experienced and motivated Loan Officers ready to make the jump from retail lending to independent mortgage brokering.

This role is ideal for someone who’s spent at least two years in mortgage origination, understands the sales process, and wants more control — over pricing, programs, process, and profit. You’ll leverage Matador’s broker platform, lender relationships, and technology to grow your pipeline and elevate your business.

Position Overview

Key Responsibilities

Build & Manage Your Pipeline

Source leads through your existing referral partners, past clients, and new relationships.

Engage with real estate agents, builders, and investors to generate consistent loan volume.

Leverage Matador’s free CRM and marketing tools to stay top-of-mind and automate follow-up.

Originate & Structure Loans

Pre-qualify borrowers and determine the best products across Matador’s 70+ lenders.

Present loan options clearly and guide clients through every step of the process.

Submit clean, complete files to our contract processors and underwriting teams for fast closings.

Deliver an Exceptional Borrower Experience

Maintain proactive communication with clients, agents, and partners throughout the transaction.

Ensure compliance with all regulations and internal processes.

Strive for 5-star reviews and repeat business through personalized service and integrity.

What Makes Matador Different

🔥 Flat-Fee Model — You Keep More

No retail-style profit margins or corporate overrides. Our transparent flat-fee system ensures higher payouts per loan.

🔥 70+ Lender Partners

Access to virtually every program — Conventional, FHA, VA, USDA, Non-QM, DSCR, Construction, and more. You’ll never lose a deal due to limited products.

🔥 Free CRM + Marketing Support

We provide a full-featured CRM, pipeline management, and automation tools — no tech fees or monthly software costs.

🔥 Entrepreneurial Culture

We’re not a call center. We’re a community of independent professionals focused on long-term careers, not quick transactions.

Houston-Based Brokerage, National Reach

Work locally from our Houston office or remotely from anywhere. We support LOs licensed in TX, FL, GA, and CA, with more states coming soon.

What Makes Matador Different

🔥 Flat-Fee Model — You Keep More

No retail-style profit margins or corporate overrides. Our transparent flat-fee system ensures higher payouts per loan.

🔥 70+ Lender Partners

Access to virtually every program — Conventional, FHA, VA, USDA, Non-QM, DSCR, Construction, and more. You’ll never lose a deal due to limited products.

🔥 Free CRM + Marketing Support

We provide a full-featured CRM, pipeline management, and automation tools — no tech fees or monthly software costs.

🔥 Entrepreneurial Culture

We’re not a call center. We’re a community of independent professionals focused on long-term careers, not quick transactions.

Houston-Based Brokerage, National Reach

Work locally from our Houston office or remotely from anywhere. We support LOs licensed in TX, FL, GA, and CA, with more states coming soon.

Requirements

Minimum 2 years of experience in residential mortgage origination.

Proven ability to generate and close self-sourced business.

Active NMLS license (Texas preferred; multi-state a plus).

Familiarity with Encompass, Arive, or similar LOS systems.

Strong understanding of mortgage guidelines and documentation.

Self-motivated with an entrepreneurial drive and strong communication skills.


Compensation

👉 100% Commission-Based — under Matador’s flat-fee model (significantly higher per-loan payouts than retail).

👉 Uncapped income potential — your earnings grow with your production.

👉 Opportunity to expand into commercial, construction, or investor lending with mentorship and access to our specialized divisions.

Requirements

Minimum 2 years of experience in residential mortgage origination.

Proven ability to generate and close self-sourced business.

Active NMLS license (Texas preferred; multi-state a plus).

Familiarity with Encompass, Arive, or similar LOS systems.

Strong understanding of mortgage guidelines and documentation.

Self-motivated with an entrepreneurial drive and strong communication skills.


Compensation

👉 100% Commission-Based — under Matador’s flat-fee model (significantly higher per-loan payouts than retail).

👉 Uncapped income potential — your earnings grow with your production.

👉 Opportunity to expand into commercial, construction, or investor lending with mentorship and access to our specialized divisions.

Take the Next Step in Your Career

If you’ve ever felt capped by your retail branch — limited by overlays, pricing, or corporate red tape — this is your opportunity to step into full independence with the support of a modern brokerage platform

Join Matador Lending and experience the power of brokering — the smarter, freer, more profitable way to originate.

👉 Apply today to start your transition from retail to independence.

Take the Next Step in Your Career

If you’ve ever felt capped by your retail branch — limited by overlays, pricing, or corporate red tape — this is your opportunity to step into full independence with the support of a modern brokerage platform

Join Matador Lending and experience the power of brokering — the smarter, freer, more profitable way to originate.

👉 Apply today to start your transition from retail to independence.

Connect with us!

Connect with us!

Matador Lending (NMLS #1871433), all other trademarks are the property of their respective owners, not endorsed or affiliated with any government entity. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. Visit the NMLS Consumer Access website for regulatory information about us.

Figure: 7 TAC §56.200(c) TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV.

Copyright © Matador Lending 2025. All rights reserved.

Matador Lending (NMLS #1871433), all other trademarks are the property of their respective owners, not endorsed or affiliated with any government entity. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. Visit the NMLS Consumer Access website for regulatory information about us.

Figure: 7 TAC §56.200(c) TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV.

Copyright © Matador Lending 2025. All rights reserved.